Testimonials

Matthew Fenech

Owner

Fenech Family Farms

As our business grew, it became clear we needed help. We are time poor and were also concerned about operational costs. A colleague who had similar problems referred us to Risk Mitigaters.

We came to realise when looking closely at our insurance, there were many issues where our insurer may not pay our claims and the premiums were out of control. They analysed our position and advised us how to restructure the cover with our insurer, which not only maximized our cover, but saved money. We were very upset that our insurer of many years never told us these things and had we had a claim we would have lost tens of thousands of dollars.

We now have more options, and knowledge of how to help ourselves. They actively provided all we needed down to drafting all correspondence for us to send, walking us thought each step. We are working with them in other business areas where we have significant risks and insurance won’t be any help to us.

We had no idea just how easily we could lose everything we worked for and the simple steps that we can take to reduce those risks.

Do yourself a favour and talk to them. We happily endorse their services and people.

Franko Pirovic

director

Pirovic Family Farms

After many years of escalating insurance premiums and excesses and our insurers and broker just not listening, we embarked on a journey with Risk Mitigaters that took back the farm. Ultimately, we were able to not only demonstrate our low risk profile to new and existing insurers but enhance and deploy risk strategies that were so successful, we more than tripled our insurance sums insured and limits insured. At the same time achieved far greater scope of coverage, removing many of the unfair conditions that were embedded in our covers. They understood our business used common risk sense and remain critical partners working with us to achieve our financial goals. With seven locations and many other diverse operations, they brought a confidence and skill that drove our savings and the direction for our insurance and risk needs. We have been looking for this guidance for several years. We genuinely endorse Risk Mitigaters and their team partners.

Toby Salmon

Director

The Barn Underwriting Agency

I have worked with Ian and his team for a number of years now and their approach to risk management and risk mitigation is second to none.
Having developed an end to end platform for both clients and Underwriters to help track and monitor risk improvements and overall risk management, we are always delighted to work with Ian as we know that all facets of this process are being handled properly and without compromise.

Ian and the Risk Mitigaters team are dedicated to providing industry leading capabilities whilst also providing our mutual clients with the ability to be actively involved in the management and running of their risk management program. This interactive approach means that all parties can be privy to the status of a risk management item and can track it’s progress to final completion.

Bashir Taouk

director

Chtaura Dairy Products

Our long-established family business which produces cheese, yoghurts etc has been operating without any claims as long as I can remember. We were angry when our previous broker told us our insurer would not be offering renewal. They did not really seem to care. Our accountant arranged a meeting with Risk Mitigaters. Although we were unsure at first, we trusted our accountant’s guidance. We were desperate to get insurance for our plant and building.  Risk Mitigaters advice and service has been fantastic. Three years ago, they solved our dilemma and changing our world. We secured insurance then and premiums have come down the 2 following renewal cycles.   We still work with their insurance partners today. Their RISC software is easy to use, and if there any questions they quickly respond. We are a business that does not use or rely heavily on software and IT systems. We were surprised that we did not need to be IT geeks or have to go and learn new systems and technology.  Thanks for making our insurance affordable. If they had not have been there, we would have struggled to pay the insurance premiums and once again a worthwhile part of our business risk plan, something which we almost abandoned in frustration.

Michael Borg

director

Borella Eggs

Each year used to be a battle. Us versus the insurer and unfortunately, we were not getting guidance or benefit from our brokers which we desperately needed and had paid. It was always last-minute damage control. The crunch came when our insurer told us they would only offer renewal based on many conditions some of which  were ridiculous. There was no way we could have done what they were demanding, much less within the time frames given us.  Worse still our building, contents and stock premiums would increase by more than 400%.  Take it or leave it. We had then been in business over 22 years. That experience left feeling angry and disillusioned. 

Our accountant referred us to Risk Mitigaters.  They had a refreshing approach and a can-do attitude. We worked with them to restructure our risk proposition to insurers and integrate our business continuity strategies. With a little  effort and dedication, we were able to purchase new and improved insurance. This was significantly lower than what we paid prior to the threatened increase. We are delighted and very thankful for their continued support.  They saved us from the usual annual stress and insurance anxiety. In our first year we saved over $260,000 alone using their RISC solution. 

Michael Grima

Director

CPA Australia and the Institute of Chartered Accountants and qualified with Bachelor of Business

Business & Taxation Concepts is a seven-partner practice and is considered the largest Accountancy Firm in South West Sydney. At BTC, we listen and evaluate your circumstances in order formulate a tailor-made solution that suits your needs. This has been the cornerstone of our services and is essential to the success and growth of our practice.

We happily refer selected clients to Risk Mitigaters because of their combined group expertise in risk management, insurance, and insurance law. In our view, they provide valued advice and cost-effective insurance and risk programs. Their approach to business is not unlike like our own. We work closely with our clients to truly understand the challenges and opportunities that are faced in an ever-changing business environment.  With the insurance industry enduring extremely difficult and perplexing times, we find Risk Mitigaters practical risk identification and control strategies are cost efficient and critical for business management to function effectively. Many insurers are dogmatic and brokers seemingly powerless to challenge the situation.  Unless business costs are proactively managed, margin can be quickly eroded and ultimately solvency can be the casualty.

Having seen Risk Mitigaters skill sets and the risk management delivered to our clients,  we believe can attest to their capabilities.  We do not derive any financial benefits from referring our clients to Risk Mitigaters, saving the satisfaction knowing they are now well advised in all facets of risk and insurance. These clients now have a much better understanding of risk and so their personal assets as well as the business balance sheets are better protected.  Another major benefit of course has been the significant premiums savings and the improved covers  which we see our clients secure.   

Indeed our 7 partners were so impressed, that we appointed their group to manage our own insurance and risk needs.
 

John LaHood

PAAB Accounting

At PAAB accounting we service clients with needs in food and allied manufacturing business.

We were introduced to Risk Mitigaters via our network and saw the major success they had with the first client we referred, continue with others.  We were impressed from day one, recognising they were in control, focused and knew exactly what to do. The first business we referred, had become almost insurable, and operates as one of the largest providers in the leisure industry.   Through risk managed restructuring and skilled advice, our client premiums have significantly reduced. Business in this segment is so insurance distressed, that the Australian Government is now investigating and sponsoring a hybrid mutual insurance. 

Thankfully the work of Risk Mitgaters has ensured our client is in this industry one of the very few who still has affordable private insurance cover.

We next witnessed their expertise when another client who manufacturers yoghurt, was at risk becoming uninsurable. We worked with Risk Mitigaters and observed the strategy and program design they constructed, and which is still in place today. New and improved insurance was sourced, and their RISC software solution has been a God send. This year our client’s insurance premiums decreased. It has made a world of difference to our client.  

Thanks to Ian, and the team  we have a client who could not be happier. 

If you think you’re paying too much or are just unhappy with your risk advice, we highly recommend you talk to Risk Mitigaters.